The first thing you need to do when you start looking for a new home, is get pre-qualified for your financing.This is a free service provided by lenders. When you make an offer on a house, the seller will want to see your pre-qualification letter from your lender.

To help you get this important step taken care of, we have a lender who will pre-qualify you over the phone. Send me an email with your name, day and evening phone numbers and email address, and I will have a lender call you. They will ask you some questions and mail you a pre-qualification letter. This makes the whole process easier for busy people.

There are many types of mortgages available today and you do not need perfect credit to buy a house. Nor do you need a big down payment. It costs less a month to own a house in Houston, than it does to rent a house in Houston.